SOLUTIONS THAT MEET THE BONDING NEEDS OF ALL CONTRACTORS.

Sometimes your construction business demands more. More options. More coverage. More expertise. Our solutions are driven by listening to you and finding unique solutions for your unique exposures.

At J.L. Hubbard Insurance and Bonds, we’ve been offering surety bonding expertise to Central Illinois construction contractors since 1957. Our staff of surety specialists enjoys a high degree of trust with our clients, and we seek to match their financial strengths and track records with surety companies of the highest quality. With more than 10 surety markets at our disposal, we’re confident that we can meet the bonding needs of contractors of all sizes.

At J.L. Hubbard Insurance and Bonds, we’ve been offering surety bonding expertise to Central Illinois construction contractors since 1957. Our staff of surety specialists enjoys a high degree of trust with our clients, and we seek to match their financial strengths and track records with surety companies of the highest quality. With more than 10 surety markets at our disposal, we’re confident that we can meet the bonding needs of contractors of all sizes.

HOW WE CAN HELP

Whether you’re a prime contractor or subcontractor, building a high-rise office tower, a residential community or a parking lot, J.L. Hubbard Insurance and Bonds has the experience and resources that will allow you to meet the bond requirements for your next project.

 We Can Help You:

  • Increase your single job size
  • Expand your work program
  • Improve your service
  • Negotiate the best overall bond programs for you
  • Work as a team with your CPA, attorney and banker
  • Reduce your overall bonding costs for a competitive advantage
  • Provide you with confidential, surety back-up services

SURETY BOND SERVICES

Since a bond is an extension of credit, we analyze your financial standing and business expertise to determine your highest level of surety support available. This is called the underwriting process. Surety companies review risks in the same way banks evaluate loan applications. We consider business and personal financial statements, credit reports, credit references, prior job experience, lending credit and other factors to best present your case to a surety company.

Each bond account we underwrite is the result of much discussion, problem solving, on-site visits and above all, genuine concern for you. J.L. Hubbard Insurance and Bonds’ specialization in surety bonding gives us the ability to handle large and small risks alike. Our technical expertise allows us to understand our clients’ needs and to advocate on their behalf.

There are several important items that are necessary to facilitate the surety underwriting process. The team at J.L. Hubbard Insurance and Bonds has the experience and resources that will allow you to meet the bond requirements for your next project.

Some of the bonding services we provide are:

  • Bid Bonds
  • Performance & Payment Bonds
  • Wage & Welfare Bonds
  • License & Permit Bonds
  • Small Business Administration (SBA) Bonds
  • Transportation Bonds
  • Court & Fidelity Bonds

Features of our bonding support include:

  • Fast and efficient delivery of bonds throughout Central Illinois
  • Large-capacity surety lines
  • Competitive bond rates
  • Agency personnel who know the construction industry
  • In-house authority on many bonds to allow for the fastest possible execution and delivery

SURETY BOND INDUSTRY AFFILIATIONS

Our surety professionals understand the concerns and coverage requirements of construction companies handling projects under deadline and budget constraints. Where others are content to deal with you over the phone, you’ll see us working directly with our clients on construction sites throughout Central Illinois.

We know that to win the trust of our customers, we have to deliver results. You will find our surety experts working alongside construction professionals and with associations to advance the construction industry throughout our region.

We are currently members of the following industry associations: