INSURANCE THAT WORKS AS HARD AS YOU DO.

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget. 

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to homeowners insurance, we’re in the business of helping people protect what they value and have worked so hard to build.

Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to homeowners insurance, we’re in the business of helping people protect what they value and have worked so hard to build.

PERSONAL LIABILITY AND PROPERTY INSURANCE

We take your insurance needs seriously. At J.L. Hubbard Insurance and Bonds, our personal insurance department is committed to working hard to ensure the best coverage and prices for you. We offer multi-line insurance from several trusted companies. As an independent agency we are able to shop your insurance coverage needs to a large variety of markets in the insurance industry. Through mixing and matching policies and providers, we can create your ultimate protection package at the best available premium.

Homeowner
Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Auto
Insurance

Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Renters
Insurance

When you rent or lease, your landlord’s insurance usually only protects the building itself — not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

Condo
Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

Watercraft
Insurance

Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.

RV
Insurance

Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We’ll work with you to make sure owning an RV is a rewarding experience, and also a safe one.

Seasonal and Secondary Home Insurance

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.

Motorcycle
Insurance

While you’re on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage – no matter what journeys you find yourself on.

Flood
Insurance

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

Classic Car
Insurance

Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.

Umbrella
Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Valuable
Possessions
Insurance

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Off-Road Vehicle
Insurance

Your off-road vehicle needs protection that’s different from what your auto or homeowners insurance can provide. We’ll help keep you and your off-road vehicle safe and secure while you explore.

Individual Life
Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

Long Term Disability
Insurance

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months ─ even years. We’ll make sure you have financial support to manage your disability and your household.

Long Term Care
Insurance

Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We’ll help prepare you for the unexpected.

PERSONAL HEALTH, LIFE & MEDICARE INSURANCE

Whether you are an individual or the head of a family the subject of life, accident and health insurance is never far from your mind. Our experienced team will work with you to design a program that helps protect you and your family from the risk of financial burden caused by an accident, illness or loss of life. Our agency represents only the highest-rated insurance carriers, and we work to match you with the carrier that offers the best product at the highest value for your premium dollars.

Individual and Family Health
Insurance

In a world where medical costs have increased dramatically in recent years, most families find it necessary to purchase insurance to protect their family from health-related financial difficulties. Our experts can help.

Medicare Supplement and Part D Rx Coverage

Obtaining medical insurance coverage through Medicare can be an overwhelming process without professional advice. We’ll help you understand the process and select the coverage types and plans that meet your specific needs.

Individual Life
Insurance

It’s a thought that we would prefer to ignore, but preparing for the future means anticipating the inevitable – the end of our lives. We’ll work with you to identify the appropriate type of life insurance for your individual situation and financial goals.

Long Term Disability
Insurance

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months ─ even years. We’ll make sure you have financial support to manage your disability and your household.

Long Term Care
Insurance

Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We’ll help prepare you for the unexpected.

Dental
Insurance

The cost of not taking care of your oral health could cost you more later. We’ll help you select a dental insurance plan designed to offer you coverage for common dental care issues and to help you budget for dental services at all levels, preventive, basic and major.

Vision
Insurance

Routine eye exams are an important preventive measure for maintaining your overall health and wellness. Our experts will work with you to select a vision plan that can provide the vision care you and your family need.