Liability Insurance

Your business is made up of many people, products and material possessions, and yet in many ways it assumes the identity of an individual.  Your business is responsible to the public for the actions of its owners, employees, products, services and physical property.  

These days, when lawsuits are clogging the courts, you will want to maintain a proper amount of liability insurance to protect the business you have worked so hard to build.  Your company can be sued for something it did — or even for something it didn't do — that resulted in injury or property damage.  Each business has unique coverage needs, and it is important to work with an insurance professional that can help you identify the exposures of your company that require protection. 

Proper liability insurance will pay not only the cost of any damages, but it will also pay attorney fees and other costs associated with your defense in a lawsuit.  The expenses of defending yourself against such claims in court can be substantial; regardless of whether or not the lawsuit has merit.

To protect against these liabilities J.L. Hubbard Insurance and Bonds can provide the following casualty coverage to meet your specific business needs:

  • Commercial General Liability
  • Employers' Liability
  • Umbrella Liability
  • Professional Liability
  • Employment Related Practices Liability
  • Pollution Liability
  • Personal Liability
  • Automobile Liability
  • Special Event Liability
  • Liquor Liability

Download these forms to assist you in gathering information necessary to obtain a business insurance quote.

These documents are available to download in PDF format. You will need the free Adobe Acrobat plug-in to view them.


J.L. Hubbard Insurance and Bonds  
1090 South Route 51  ●  P.O. Box 14  ●  Forsyth, Illinois   62535-0014  ●  Phone: 217.877.3344  ●  Fax: 217.877.0795
SBSI Semonis  
4530 N. University  ●  Peoria, Illinois  61614  ●  Phone: 309.687.6020  ●  Fax: 309.687.6019