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LIFE, ACCIDENT & HEALTH INSURANCE LINKS: • LIFE
INSURANCE |
Disability insurance is an important benefit that many employers neglect to offer. We often pay to protect our health, our car, our home, etc., but not our income. It can be purchased on a stand-alone basis or in combination with other benefits for groups as small as two. You can offer it at no cost to your employees, at no cost to the business, or on a cost-sharing basis, depending on what level of benefit you are trying to achieve and how many are enrolling for coverage. Disability insurance is sold in the form of short term or long term coverage at many different income reimbursement levels. It can even be purchased as an individual policy if you have a need, but your employer does not offer the coverage.
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