BUSINESS INSURANCE LINKS:

• PROPERTY INSURANCE
• PROPERTY INSURANCE F.A.Q.
• LIABILITY INSURANCE
• LIABILITY INSURANCE F.A.Q.
• VALUE ADDED SERVICES

BUSINESS INSURANCE:
LIABILITY INSURANCE

Your business as a whole has a unique characteristic. Even though it is made up of many people, products and material possessions, it assumes the identity of an individual. Your business is then responsible to the public for the actions of its owners, employees, products, services and physical property.

These days, when lawsuits are clogging the courts, you will want to maintain a proper amount of liability insurance to protect the business you have worked so hard to build. Your company can be sued for something it did — or even didn't do — that resulted in injury or property damage to someone else.

Liability insurance will not only pay the cost of the damages but also the attorney fees and other costs associated with your defense in a lawsuit. The expenses of defending yourself against such claims in court can be substantial, regardless of whether or not the lawsuit has merit.

To protect against these liabilities, J.L. Hubbard can provide the various casualty coverages required such as:

• Commercial General Liability
• Completed Operations and Products
• Contractual Liability
• Personal Liability
• Automobile Liability
• Workers' Compensation
• Employers' Liability
• Liquor Liability
• Umbrella Liability